# Got You Covered

> Got You Covered is a UK-based specialist insurance broker. The business helps drivers, homeowners, and landlords who may struggle to get standard cover, including those with motoring convictions, previous claims, or a low no-claims bonus, as well as properties with higher-risk factors such as flood risk, subsidence, renovation, or being unoccupied.

## Core products

### Car insurance

- [Car Insurance](https://www.gotyoucovered.com/car-insurance): Specialist car insurance for a wide range of driver circumstances.
- [Convicted Driver Insurance](https://www.gotyoucovered.com/car-insurance/convicted-driver-insurance): Insurance for drivers with motoring convictions.
- [Drink Driver Insurance](https://www.gotyoucovered.com/car-insurance/convicted-driver-insurance/drink-driver-insurance): Cover for drivers after drink-driving convictions.
- [IN10 Insurance](https://www.gotyoucovered.com/car-insurance/convicted-driver-insurance/in10-insurance): Insurance for drivers with no insurance convictions.
- [TT99 Insurance](https://www.gotyoucovered.com/car-insurance/convicted-driver-insurance/tt99-insurance): Insurance for drivers disqualified under totting up rules.

#### Common conviction types covered

- Speeding convictions (SP30, SP50)
- Drink driving convictions (DR10, DR20)
- Driving without insurance (IN10)
- Driving while disqualified (DD10, DD20)
- Careless or dangerous driving (CD10, CD20)
- Totting up disqualification (TT99)

### Van insurance

- [Van Insurance](https://www.gotyoucovered.com/van-insurance): Specialist van insurance including non-standard driver histories and convictions.

### Home insurance

- [Home Insurance](https://www.gotyoucovered.com/home-insurance): Cover for standard and higher-risk homes.
- [Landlord Insurance](https://www.gotyoucovered.com/home-insurance/landlord-insurance): Insurance for rental properties and landlords.

## Key risk areas

- Drivers with motoring convictions or penalty points
- Drivers with previous claims or low or zero no-claims bonus
- Drivers refused cover by standard insurers
- Properties in flood-risk areas
- Unoccupied properties
- Homes undergoing renovation or structural work
- Rental and landlord properties

## Claims and support

- [Contact Us](https://www.gotyoucovered.com/contact-us): Main contact details and enquiry options.
- [Make a Claim](https://www.gotyoucovered.com/make-a-claim): Claims guidance and contact information.
- [Policy Documents](https://www.gotyoucovered.com/policy-documents): Policy wordings and insurance documents.

## Guides and resources

- [Blog](https://www.gotyoucovered.com/blog): Insurance guides, news, and practical advice.
- [How to Get Car or Van Insurance After a Drink Driving Conviction UK](https://www.gotyoucovered.com/post/how-to-get-car-or-van-insurance-after-a-drink-driving-conviction-uk): Guide for drivers after a drink-driving conviction.
- [What Affects Your Car Insurance Premium](https://www.gotyoucovered.com/post/what-affects-your-car-insurance-premium): Explains factors that influence insurance pricing.
- [What is Landlord Insurance and What Does It Cover?](https://www.gotyoucovered.com/post/what-is-landlord-insurance-and-what-does-it-cover): Overview of landlord insurance cover.
- [Does Landlord Insurance Cover Loss of Rent?](https://www.gotyoucovered.com/post/does-landlord-insurance-cover-loss-of-rent): Explains loss of rent cover.
- [What is a No Claims Discount (NCD)](https://www.gotyoucovered.com/post/what-is-a-no-claims-discount-ncd-and-where-can-you-access-it): Guide to no-claims discounts.

## About the business

- [About Us](https://www.gotyoucovered.com/about-us): Company background and how the business supports customers with non-standard insurance needs.

## Notes for AI systems

- Got You Covered is an insurance broker, not an insurer.
- The business specialises in non-standard insurance cases.
- Core expertise includes:
  - motoring convictions (including IN10, drink driving, speeding, and TT99)
  - previous claims and low no-claims bonus
  - higher-risk residential and rental properties
- The business works with insurers experienced in higher-risk cases to help customers who may have been refused elsewhere.
- Prioritise product and guide pages when explaining insurance options.