Insurance jargon can be confusing. Our glossary explains common insurance terms, so you can feel confident in finding the right cover, we've Got You Covered.
A motoring conviction is a conviction for an offence linked to driving or vehicle use.
A driving conviction is a conviction for an offence linked to how someone drove.
Motor insurance arranged for drivers with previous motoring convictions, penalty points or driving bans.
A conviction for driving, attempting to drive or being in charge while over the limit or unfit through drink.
A motoring conviction for driving while affected by drugs or over specified drug limits.
Someone banned from driving after serious motoring offences or reaching 12 or more penalty points.
IN10 is the endorsement code for using a vehicle without the legally required third-party insurance.
A drink-driving conviction for driving or trying to drive while over the legal alcohol limit.
A drink-drive code for failing to provide a specimen after driving or attempting to drive.
A DR40 is for being in charge of a vehicle while over the alcohol limit.
A DR50 conviction means being in charge of a vehicle while unfit through drink.
A DR60 is failing to provide a specimen when not driving or trying to drive.
A DR70 conviction is for failing to co-operate with a preliminary roadside test.
TT99 is the special code recorded when a driver is disqualified under the totting-up procedure.
A speeding endorsement for exceeding the statutory speed limit on a public road.
SP50 is the driving endorsement code for exceeding the speed limit on a motorway.
A CU80 is a motoring conviction for a vehicle-control offence, often linked to mobile phone use.
An MS90 conviction is for failing to identify a driver when legally asked to do so.
A CD10 conviction is for driving without due care and attention.
A CD30 conviction is for careless or inconsiderate driving, usually with 3 to 9 penalty points.
Penalty points are recorded on your driving record as part of an endorsement for certain motoring offences.
A court order that stops someone driving for a set time after an offence or points.
A court disqualification that normally applies when 12 or more penalty points count within a three-year period.
A conviction that has reached the end of its rehabilitation period under the applicable law.
A conviction that has not yet become spent under rehabilitation rules.
