Insurance jargon can be confusing. Our glossary explains common insurance terms, so you can feel confident in finding the right cover, we've Got You Covered.
Insurance that helps cover you, your car and other road users if something goes wrong.
Van insurance covers a van for road use, with protection depending on the policy and cover level.
An additional driver listed on a policy so they can drive the insured vehicle.
The main driver is the person who uses the insured vehicle most often.
The person recorded by DVLA as responsible for a vehicle, but not always the legal owner.
Comprehensive insurance is motor cover that can protect your vehicle and third-party costs.
Motor insurance covering third-party claims, plus fire damage and theft of your vehicle.
The minimum motor cover, protecting others when you cause injury or damage but not covering damage to your vehicle.
A change to a car or van that differs from its original factory specification.
The category that tells an insurer how you plan to use your car or van.
Business use covers work-related driving beyond a normal commute to one permanent workplace.
Commuting is using an insured vehicle to travel between home and a regular place of work.
Fronting is knowingly naming the wrong main driver to obtain cheaper motor insurance.
Cover that may let a policyholder drive another person’s car, usually with third-party-only protection.
Cover for goods lost, stolen or damaged while being moved from one place to another.
Insurance that may cover work tools against specified theft, loss or damage, subject to the policy terms.
